Very often we find our application for mortgages getting rejected because of our bad credit history. This can happen if we do not seek advice from a mortgage broker.   Through a mortgage broker, we can find plenty of lenders offering bad credit loans' with attractive packages, rates and payment methods. Rather than researching on your own to find a suitable lender when you have bad credit, it is advisable to seek assistance from a mortgage broker who knows the market trends quite well.   How to get in touch with mortgage brokers   Do this through internet, friends, newspapers and other resources. You will find one who will help you in getting a loan amount more than you need. He can also help you acquire the lowest possible interest rates. How can he help you get a bad credit loan?   A mortgage broker will help you in showcasing your application in good light to the lenders and help you in getting a good deal since they work with various lenders. You should keep in mind that if you have a bad credit record, it does not mean that you receive bad service.   When you have bad credit and look forward to buy a new home, or refinance your existing home, you will not become a victim of high closing costs when you rely on a mortgage broker.